What is Net Banking?

In today's time, online banking allows you to do all the facilities of the bank sitting at home through the Internet, with the help of which you can easily transfer money (fund transfer), third party payments (ie bill payments) etc. can do. You can easily use the facility of banking on your mobile or computer through internet. Using the banking facility with the help of internet is called net banking . In today's article, we are going to tell you about what is Internet Banking (What is Net Banking in Hindi) and other information related to it.

What is Net Banking?

Net banking is a facility provided by the bank in which people are able to use the simple facilities of the bank through the internet on their computer or mobile from their home. Net banking is also called online banking or Internet banking .

Asaan shabdo me: Using the
banking facility with the help of internet is called net banking or online banking.

With the help of internet banking, you can check your account balance as well as do transactions.

What can I do with Internet Banking?(What are the uses of Net Banking)

  • You can take advantage of many banking facilities by using Internet Banking. What you can do using Internet Banking, here you are being told about some work.
  • You can check your account balance.
  • You can check the activity of the account and also view the account summary (credit/debit).
  • Money can be transferred to the account of any beneficiary.
  • You can transfer money to his account by adding a new beneficiary account.
  • You can set any future date for money transfer. On that day the money will be automatically transferred to that account.
  • Online bill payments can also be done.
  • You can download your account statement in PDF format.
  • Net banking login password and transaction password can be changed.
  • With the help of net banking, you can do online shopping.
  • If you want to make online payment on any website, then you can pay using your net banking there.
  • With the help of NetBanking, you can open a Fixed Deposit or Recurring Deposit account

How to start net banking?

Now you know what is net banking and must be wondering how to start with it. To start internet banking, you have to follow the steps given below.
  • First of all, you must have a bank account and if you do not have it, then to use it, open the account.
  • Now it is most important for you to go to your branch and update the email ID and mobile number in the account so that internet banking can be activated.
  • After going to the branch, you have to fill and submit the net banking form, then you get a net banking kit from the bank in which the user ID and password have been given. You can apply for net banking by calling the customer care of some banks like PNB and within a few days the netbanking kit comes to your branch and you can take it by going there.
  • You can now login to your bank's website or app using the username and password provided in the Net Banking Kit and avail the facilities of Internet Banking.

Tips to use net banking safely

While using internet banking, you should keep some things in mind so that you can keep your account safe.
  • Change your account login password and transaction password regularly.
  • Do not share your bank account login details with anyone. The bank never asks you for any details through phone or email.
  • Do not login to your bank account from a public computer such as a cyber cafe or any organization's computer.
  • Use antivirus on your computer.

Banks which provide net banking facility

Now this thing must be coming in your mind that which is the bank which gives internet banking facility. Almost all Bari banks provide the facility of net banking, here some list is being shared, which will make it easy for you to know.